KPERS 457

Lower Costs

With 25,000 participants, so together we have purchasing power. Costs are likely less here than with your other investing opportunities.

Online Advice and Point in Time Advice

Online Advice is a no-cost web-only service designed to give you info about investment choices, withdrawals, loans, QDRO's, and more. Participant uses the info to make decisions. More info about Online Advice from Empower

Point in Time Advice is no-cost, phone-based service. A financial expert will give you investment suggestions, look at your retirement readiness, talk about savings, distributions, consolidations and more. More info about Point in Time Advice from Empower

My Total Retirement comes with investment advice from a trained, professional Advisor. You don’t have to go it alone. This personal, comprehensive, simple and ongoing service option has an associated cost. More info about My Total Retirement from Empower

Real People, Real Help

Retirement Plan Advisors are located across the state available to help you in person or virtually. Meet where and when it’s convenient for you.

The Easy Peasy Investment Option

We offer a diversified list of professionally screened investment options. But for the “set it and forget it” approach, you can choose a target date fund. Pick your retirement date and the fund does the rest.

Considering Roth 457?

How Roth contributions work: Roth contributions are deducted from your paycheck after taxes are taken out, and any earnings are also tax-free for qualified withdrawals.

On the plus side, this may be a good option if you expect to be in the same tax bracket you are in now, or higher, when you retire. The money you save today has the potential for long-term growth if you don't plan to access it for many years.

For more info and to see if a Roth is right for you checkout the Considering a Roth video by KPERS 457.